Privacy Policy & Terms of Service

Introduction

SubsWatcher ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.

Information We Collect

Information You Provide

• Subscription Data: Service names, costs, renewal dates, billing cycles, categories, payment methods, and notes you enter manually
• Account Information: Email address and password (for cloud sync features) - stored securely and encrypted
• Receipt/Invoice Data: Images and documents you upload for OCR processing - processed locally on your device
• Email Content: Email messages you choose to scan (only when you explicitly grant permission and provide credentials)
• SMS Content: SMS messages you choose to scan (Android only, only when you explicitly grant permission)

Automatically Collected Information

• Device Information: Device type, operating system version, app version
• Usage Data: App features used, error logs (for debugging)
• Analytics: Anonymous usage statistics to improve app performance

Third-Party Services

• Google Mobile Ads: We use AdMob for advertising. AdMob may collect device identifiers and usage data.
• Firebase: We use Firebase for cloud sync and authentication.

How We Use Your Information

We use the information we collect to:

• Provide Core Services: Manage and track your subscriptions, send reminders, generate analytics
• Email/SMS Scanning: Parse emails and SMS messages to automatically detect subscriptions (only with your explicit permission)
• Receipt OCR: Extract subscription details from receipts and invoices you upload
• Cloud Sync: Synchronize your subscription data across devices (only if you enable this feature)
• Improve Services: Analyze usage patterns to enhance app functionality
• Advertising: Display relevant ads through Google Mobile Ads

Data Storage and Security

Local Storage

• All subscription data is stored locally on your device using encrypted storage
• Email credentials are stored in memory only during active sessions and never persisted
• Receipt images are processed locally and not uploaded to our servers

Cloud Storage (Optional)

• If you enable cloud sync, your subscription data is stored in Firebase (encrypted at rest)
• You can disable cloud sync at any time
• You can delete your cloud data at any time through the app settings

Security Measures

• Encryption of sensitive data
• Secure authentication for cloud sync
• No transmission of email/SMS credentials to our servers
• Regular security audits

Data Sharing and Disclosure

We do NOT sell your personal information. We may share data only in these circumstances:

• With Your Consent: When you explicitly authorize sharing
• Service Providers: Trusted third parties who assist in operating our app (Firebase, Google Ads) - they are bound by confidentiality agreements
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In case of merger, acquisition, or sale of assets (with notice to users)

Your Rights and Choices

Access and Control

• View Your Data: Access all your subscription data within the app
• Edit Data: Modify or delete any subscription entry
• Export Data: Export your subscription data in standard formats
• Delete Account: Delete all your data (local and cloud) at any time

Permissions

• Email Access: Only used when you explicitly grant permission and provide credentials. You can revoke access at any time.
• SMS Access: Only used when you explicitly grant permission (Android). You can revoke access at any time.
• Camera/Photos: Only used for receipt upload. You can deny this permission.
• Notifications: Used for subscription reminders. You can disable in app settings.

Opt-Out Options

• Disable cloud sync
• Disable email/SMS scanning
• Disable analytics (through device settings)
• Disable personalized ads (through device settings)

Children's Privacy

Our app is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

International Data Transfers

If you use cloud sync, your data may be stored on servers located outside your country. We ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy.

Data Retention

• Local Data: Stored on your device until you delete it or uninstall the app
• Cloud Data: Retained until you delete your account or disable cloud sync
• Email/SMS Credentials: Not stored - only used during active scanning sessions
• Receipt Images: Processed locally and not retained after processing

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy in the app
• Updating the "Last Updated" date
• For significant changes, we may provide additional notice

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

• Email: privacy@subscriptions.app
• Address: [Your Company Address]

Compliance

This Privacy Policy complies with:

• General Data Protection Regulation (GDPR) - EU users
• California Consumer Privacy Act (CCPA) - California users
• Children's Online Privacy Protection Act (COPPA) - US users
• Other applicable data protection laws

Agreement to Terms

By downloading, installing, accessing, or using the SubsWatcher mobile application ("App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.

Description of Service

SubsWatcher is a mobile application that helps users:

• Track and manage subscription services
• Receive reminders for upcoming renewals
• Analyze subscription spending
• Automatically detect subscriptions from emails, SMS, and receipts (optional features)
• Synchronize data across devices (optional feature)

Eligibility

You must be at least 13 years old to use this App. If you are under 18, you represent that you have your parent's or guardian's permission to use the App.

User Accounts

Account Creation

• You may use the App without creating an account (local-only mode)
• Cloud sync features require account creation through Firebase
• You are responsible for maintaining the confidentiality of your account credentials

Account Security

• You are responsible for all activities that occur under your account
• Notify us immediately of any unauthorized use
• We are not liable for any loss or damage arising from your failure to protect your account

User Responsibilities

Acceptable Use

You agree to:

• Use the App only for lawful purposes
• Provide accurate and truthful information
• Not attempt to gain unauthorized access to the App or its systems
• Not interfere with or disrupt the App's functionality
• Not use the App to violate any laws or regulations
• Not reverse engineer, decompile, or disassemble the App

Prohibited Activities

You agree NOT to:

• Use the App for any illegal or unauthorized purpose
• Transmit any viruses, malware, or harmful code
• Spam, harass, or abuse other users (if applicable)
• Impersonate any person or entity
• Collect or harvest information about other users
• Use automated systems to access the App without permission

Subscription Data

Your Data

• You own all data you enter into the App
• You are responsible for the accuracy of your subscription information
• We do not claim ownership of your data

Data Accuracy

• The App provides tools to help you track subscriptions, but you are responsible for verifying the accuracy of information
• We are not responsible for errors in subscription data you enter or that is extracted from emails/SMS/receipts
• Always verify extracted information before adding subscriptions

Third-Party Services

Email and SMS Access

• Email and SMS scanning features require your explicit permission
• You are responsible for ensuring you have the right to access the emails/SMS you scan
• We do not store your email/SMS credentials - they are used only during active scanning sessions
• You grant us permission to process email/SMS content solely for subscription detection

Cloud Sync

• Cloud sync uses Firebase (Google) services
• Your data is subject to Firebase's terms and privacy policy
• We are not responsible for Firebase service outages or data loss

Advertising

• The App displays ads through Google Mobile Ads (AdMob)
• Ads are subject to Google's advertising policies
• We are not responsible for ad content or user interactions with ads

Intellectual Property

Our Rights

• The App, including its design, features, and content, is owned by us or our licensors
• All trademarks, logos, and service marks are our property or their respective owners
• You may not copy, modify, distribute, or create derivative works without permission

Your Rights

• You retain ownership of data you create or upload
• You grant us a license to use your data to provide the App's services

Disclaimers

Service Availability

• We strive to provide reliable service but do not guarantee uninterrupted or error-free operation
• The App may be unavailable due to maintenance, updates, or technical issues
• We reserve the right to modify or discontinue features at any time

Accuracy Disclaimer

• Subscription information extracted from emails, SMS, or receipts may contain errors
• We do not guarantee the accuracy of automatically extracted data
• Always verify extracted information before relying on it

Financial Disclaimer

• The App is a tracking tool and does not provide financial advice
• We are not responsible for subscription charges, renewals, or cancellations
• You are solely responsible for managing your subscriptions and payments

No Warranty

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or use
• Errors or omissions in subscription information
• Unauthorized access to or alteration of your data
• Any damages exceeding the amount you paid for the App (if any)

Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the App
• Your violation of these Terms
• Your violation of any rights of another party
• Your violation of any applicable laws

Termination

By You

• You may stop using the App at any time
• You may delete your account and data through app settings
• Uninstalling the App will remove local data (unless you have cloud sync enabled)

By Us

We may terminate or suspend your access to the App immediately, without prior notice, for:

• Violation of these Terms
• Fraudulent or illegal activity
• Extended periods of inactivity
• At our sole discretion

Changes to Terms

We reserve the right to modify these Terms at any time. We will:

• Post updated Terms in the App
• Update the "Last Updated" date
• For significant changes, provide additional notice

Your continued use of the App after changes constitutes acceptance of the new Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

Dispute Resolution

Informal Resolution

If you have a dispute, please contact us first to attempt informal resolution.

Arbitration

Any disputes that cannot be resolved informally shall be resolved through binding arbitration in accordance with applicable rules, except where prohibited by law.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the App.

Contact Information

If you have questions about these Terms, please contact us:

• Email: legal@subscriptions.app
• Address: [Your Company Address]

Acknowledgment